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Secure CheckingFast TrackRegularNOWOrganizationMoney Market


BEST FIT FOR YOU IF YOU...

Secure Checking


Want safe, simple and smart checking

Fast Track


Need a simple account with no monthly fee and direct deposit options

Regular


Want a monthly fee based on daily balance

NOW


Want interest bearing checking

Organization


You are a church or non-profit organization

Money Market


Want interest paid based on account balance


MONTHLY FEE

Secure Checking


$10

Fast Track


No Monthly Fee

Checks limited to 20 per month with a $1 per check over 20 (per monthly statement cycle)

*Minor/Student through age 18 exempt from fees

Regular


$0 with minimum daily balance of $1,000.00+; otherwise, $8

20 cent charge per check over 50 (per monthly statement cycle); waived with $1500 average daily balance

NOW


$0 with average daily balance of $1,500.00 or more; otherwise, $8

20 cent charge per check over 50 (per monthly statement cycle); waived with $2500 average daily balance

Organization


$0 with $300 daily average balance; otherwise, $1

20 cent charge per check over 20 (per monthly statement cycle); waived with $1,000 average daily balance

Money Market


$0 with average daily balance of $2,500.00 or more; $8 with average daily balance of $1,500-$2,499.99; $10 with average daily balance of $0-$1,499.99

Six withdrawals per month; excess withdrawal fee of $10


STATEMENT OPTIONS

Secure Checking


Free e-statement

Fast Track


Free e-statement or paper statement for $2 per month

Regular


Free e-statement

NOW


Free e-statement

Organization


Free e-statement

Money Market


Free e-statement


INTEREST

Secure Checking


Not Applicable

Fast Track


Not Applicable

Regular


Not Applicable

NOW


Interest payable on balances $1,500 or more (based on NOW and Super NOW Rates)

Organization


Not Applicable

Money Market


Interest payable on average daily balances of $1,500 or more. Interest paid based on currently MM rate; rate is subject to change weekly


SPECIAL FEATURES

Secure Checking


ID Protect Service* - Identity Theft Protection, Credit File Monitoring & more! Cellular Telephone Protection, Travel & Entertainment Discounts, Family Health Discounts, $10,000 accidental death and dismemberment insurance.

Unlimited check writing privileges.

50% discount on LBC loan fee (1 per year).

50% discount on NEW LBC safe deposit box rentals (existing rentals not eligible for discount).

One free check order per year (Secure Style).

*Registration & activation required for services.

To view full disclosure Click Here

Fast Track


Direct deposit for payroll/Social Security Unlimited ACH, ATM and VISA privileges.

One free check order per year (Fast Track Style)

Regular


no

NOW


no

Organization


no

Money Market


Similar to a savings account and primarily designed for saving extra money while earning interest but with the ability to write checks