Digital Banking

Lewisburg Banking Company’s Mobile Deposit Capture is a feature of our MyLBC app that allows you to deposit paper checks using an Android or iPhone.

• Login to your MyLBC app
• Go to “Messages” located on the menu screen
• Click Choose a Form to Submit, choose the Mobile Deposit Capture Application
• Complete the application and submit
• Approval/denial can take up to 3 to 5 business days. If approved you will be notified of your daily/monthly deposit limits.

• In the MyLBC app, tap the Deposit Checks icon found in the bottom navigation menu. Snap photos of the front and back of the endorsed check (with your signature & For Mobile Deposit Only Lewisburg Banking Co.) Enter the deposit amount and the choose the account to deposit to. Then tap Review at the bottom.
• Verify that your deposit information is correct, tap Submit at the bottom to submit your deposit.

• Subject to bank approval.
• Account must be in good standing without excessive overdraft history

• Mobile Deposit Capture is supported on devices that meet the following criteria:
  • Android or iPhones should have the most recent OS for the full MyLBC mobile app to work
  • All devices should also have the most recent version of the MyLBC mobile app

• The following check types can be submitted using Mobile Deposit Capture:
  • Personal checks payable to you
  • Business checks payable to you
  • Checks must be from a U.S. institution and in U.S. dollars
• The following check types should not be submitted using Mobile Deposit Capture:
  • Checks payable to any person or entity other than you
  • Any item drawn on your personal account at the bank
  • Foreign checks
  • Savings Bonds
  • See Mobile Deposit Capture Terms and Conditions for the complete list.

• Deposits made using Mobile Deposit Capture are subject to approval before funds are available.
• For determining availability of your deposits, every day is a business day except Saturday, Sunday and Federal Holidays. If you make a deposit before 4 PM CST on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after 4 PM CST or on a day we are not open, we will consider that deposit to be made on the next business day we are open.
• Following our receipt and processing of the image, funds from the check will be made available for your withdrawal and/or use on the business day after we receive the deposit; however longer delays may apply.

• Mobile Deposit Capture is free, however fees from your mobile or data carrier may apply.

• Customers will be placed in a tier (Bronze, Silver or Gold) upon Mobile Deposit Capture application approval. The tier a customer is placed in will determine the daily/monthly monetary limit for deposits.
  • Bronze Tier – $5000 daily/$25,000 monthly
  • Silver Tier – $10,000 daily/$50,000 monthly
  • Gold Tier – $15,000 daily/$75,000 monthly
• Customers may deposit up to 25 checks per 24 hour period within their disclosed daily limit.  Each check must be deposited separately.

• Once you have deposited the check successfully, you should keep the check in a safe place for 45 days.
  • After 45 days, and after you have confirmed the deposited funds have been applied to your account correctly, safely destroy the original check.

• Make sure all other apps running in the background are closed.
• Make sure the check amount entered matches the amount written on your check.
• Verify the back of your check is endorsed with your name and “For Mobile Deposit Only Lewisburg Banking Co.”
• Flatten folded or crumpled checks before taking your photos.
• Keep the check within the on screen corners when capturing the photos.
• Capture the photos of the your check in a well lit area.
• Place the check on a solid dark background before taking your photos.
• Keep your phone flat and steady above the check when taking your photos.
• Make sure the entire check image is visible and in focus before submitting your deposit.