From small business checking to corporate sweep accounts, we offer a wide variety of products to suit all sizes. Through account services, payroll, direct draft/deposit, business debit cards and more, we make it our business to support yours.
Our business checking accounts offer easy access, convenient support, and efficiency in helping you effectively manage your day-to-day needs. Ancillary services are subject to additional terms and conditions and/or fees.
|Business Checking||Sweep/Repurchase Agreement|
|Best fit for you if you...||Are a small or large business||Are a more developed business who needs flexibility and security|
|Monthly Fee||$0 with average daily balance of $5,000.00+; otherwise $10
20 cent charge per debit item over 100; waived with $10,000 average daily balance
|$75 one time setup fee
$25 monthly fee if balance requirements are not met
|Statement Options||Free E-Statement||Free E-Statement|
|Interest||Not Applicable||Interest paid based on account balance|
|Special Features||Direct Deposit and Automatic Draft Billing capabilities||Direct Deposit and Automatic Draft Billing capabilities|
As of January 1, 2013, funds deposited in a non-interest bearing transaction account (for example, a non-interest bearing checking account), including an Interest on Lawyer Trust Account, no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013 all of a depositor’s accounts at an insured depository institution, including all non-interest bearing transactions accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance converge of non-interest bearing transaction accounts, visit: www.fdic.gov.
A great new system allowing you to setup and manage a direct deposit payroll from the convenience of your office. Features and fees include:
Latest technology for: recurring payments, terminal, PC and web-based products and wireless options.
For more information contact the bank or our representative Lawson Laster at (270) 726-0006 or firstname.lastname@example.org. Visit www.banccard.com for more information.