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no


Best fit for you if you...

Statement Savings


Need a simple savings account

Health Savings


Want to save for medical expenses

Money Market


Want interest paid based on account balance

Certificate of Deposit


Want fixed term savings

Individual Retirement Account


Are planning for the future

Christmas Club


Want to set aside funds for the holiday season

no


Monthly Fee

Statement Savings


$0 with minimum daily balance of $300.00+, otherwise $3; 3 free withdrawals per monthly statement cycle; additional withdrawals are $3 each

*Minor/Student through age 18 exempt from fees

Health Savings


No monthly fee

Money Market


$0 with average daily balance of $2,500.00 or more; $8 with average daily balance of $1,500-$2,499.99; $10 with average daily balance of $0-$1,499.99

Six withdrawals per month; excess withdrawal fee of $10

Certificate of Deposit


Penalties for early withdrawal

Individual Retirement Account


Penalties for early withdrawal

Christmas Club


No monthly fee; early account closing fee of $20

no


Statement Options

Statement Savings


Free e-statement

Health Savings


Free e-statement or paper statements for $2 per month

Money Market


Free e-statement

Certificate of Deposit


no

Individual Retirement Account


no

Christmas Club


View activity online or combine with your monthly DDA/SAV statement

no


Interest

Statement Savings


Interest paid quarterly

Health Savings


Not Applicable

Money Market


Interest payable on average daily balances of $1,500 or more. Interest paid based on currently MM rate; rate is subject to change weekly

Certificate of Deposit


Rates vary based on the amount and term

Individual Retirement Account


Rates vary based on the amount and term

Christmas Club


The bank will make your final payment if payments are made by the established deadline

no


Special Features

Statement Savings


no

Health Savings


no

Money Market


Similar to a savings account and primarily designed for saving extra money while earning interest but with the ability to write checks

Certificate of Deposit


no

Individual Retirement Account


no

Christmas Club


no