| [icon-no] | Statement Savings | Health Savings | Money Market | Certificate of Deposit | Individual Retirement Account | Christmas Club |
|---|---|---|---|---|---|---|
no Best fit for you if you... | Statement Savings Need a simple savings account | Health Savings Want to save for medical expenses | Money Market Want interest paid based on account balance | Certificate of Deposit Want fixed term savings | Individual Retirement Account Are planning for the future | Christmas Club Want to set aside funds for the holiday season |
no Monthly Fee | Statement Savings $0 with minimum daily balance of $300.00+, otherwise $3; 3 free withdrawals per monthly statement cycle; additional withdrawals are $3 each *Minor/Student through age 18 exempt from fees | Health Savings No monthly fee | Money Market $0 with average daily balance of $2,500.00 or more; $8 with average daily balance of $1,500-$2,499.99; $10 with average daily balance of $0-$1,499.99 Six withdrawals per month; excess withdrawal fee of $10 | Certificate of Deposit Penalties for early withdrawal | Individual Retirement Account Penalties for early withdrawal | Christmas Club No monthly fee; early account closing fee of $20 |
no Statement Options | Statement Savings Free e-statement | Health Savings Free e-statement or paper statements for $2 per month | Money Market Free e-statement | Certificate of Deposit no | Individual Retirement Account no | Christmas Club View activity online or combine with your monthly DDA/SAV statement |
no Interest | Statement Savings Interest paid quarterly | Health Savings Not Applicable | Money Market Interest payable on average daily balances of $1,500 or more. Interest paid based on currently MM rate; rate is subject to change weekly | Certificate of Deposit Rates vary based on the amount and term | Individual Retirement Account Rates vary based on the amount and term | Christmas Club The bank will make your final payment if payments are made by the established deadline |
no Special Features | Statement Savings no | Health Savings no | Money Market Similar to a savings account and primarily designed for saving extra money while earning interest but with the ability to write checks | Certificate of Deposit no | Individual Retirement Account no | Christmas Club no |
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